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Posted on: October 31, 2023

NOW TAKING APPLICATIONS FOR EMERGENCY HOME REPAIRS & HOMEOWNERSHIP LOANS

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The City of Opelika Community Development office is now taking applications for its Emergency Home Repairs and Homeownership Loan Programs. Assistance is provided through the U.S. Department of Housing and Urban Development Community Development Block Grant funding to assist Low-Moderate Income (LMI) households.

Eligibility is as follows:

Emergency Home Repairs -

  • Address health and safety conditions of home
  • Property must be inside Opelika City Limits and occupied by home owner. Proof of ownership (deed) is required
  • Meet HUD income guidelines for LMI. Household income must be 80% below the median income for Opelika.
  • Mobile and modular homes do not apply

Homeownership Loan -

  • Provide up to 50% of lender required down payment and closing cost up to $6,000
  • Must be first time home buyer purchasing inside Opelika city limits
  • Meet HUD income guidelines for LMI
  • Mobile and modular homes do not apply

Additional documentation is required during the review process. 

For more information, contact Lisa Thrift, Community Development Administrator, at (334) 705-5155 or [email protected].

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